Job Description
Join our dynamic finance team at First Horizon Bank and become a pivotal part of our credit assessment operations in the vibrant heart of New Orleans. We're seeking a meticulous Credit Analyst to evaluate loan applications, analyze financial statements, and ensure regulatory compliance while driving our mission to empower local businesses. Enjoy a collaborative environment with competitive benefits and growth opportunities in one of America's most culturally rich cities.
Responsibilities
- Analyze commercial and consumer credit applications to assess risk profiles
- Prepare detailed credit reports with financial projections and repayment capacity analysis
- Monitor existing loan portfolios for compliance with covenants and regulatory requirements
- Collaborate with Relationship Managers to structure optimal credit solutions
- Stay current with industry regulations and economic trends affecting credit decisions
- Present findings to credit committees with clear risk-recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Strong proficiency in financial modeling and MS Excel
- Knowledge of FICO scoring and credit reporting systems
- Excellent analytical skills with attention to detail
- Ability to interpret complex financial statements
- Strong communication and presentation abilities