Job Description
Join our dynamic finance team as a Credit Analyst with unparalleled flexibility! Pacific Coast Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks. Enjoy a hybrid work schedule with core hours (10 AM - 3 PM) and complete flexibility outside this window. Perfect for work-life balance seekers!
We offer competitive compensation, comprehensive benefits, and a collaborative environment focused on professional growth. Located in the heart of Chula Vista's business district, our modern office provides easy access to public transit and amenities.
Responsibilities
- Analyze financial statements and credit applications to assess risk profiles
- Prepare detailed credit reports and recommend approval/decline decisions
- Monitor existing portfolios and identify potential collection issues
- Collaborate with commercial banking teams on complex credit structures
- Stay current on industry regulations and compliance requirements
- Develop risk mitigation strategies for high-exposure accounts
- Present findings to credit committees using data visualization tools
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Credit certification (CRCM or CCE) preferred
- Exceptional analytical and problem-solving skills
- Excellent written and verbal communication abilities
- Ability to work independently with minimal supervision
- Experience with credit scoring software (e.g., Moody's Analytics)