Job Description
Are you a strategic financial professional ready to drive growth in the equipment leasing industry?
Apex Machinery Capital is seeking a Senior Credit Analyst to join our dynamic team in Tulsa, Oklahoma. In this pivotal role, you will be at the forefront of our credit risk management strategy, analyzing complex equipment financing proposals to ensure sustainable growth. We pride ourselves on providing state-of-the-art equipment to our clients, and we need an expert like you to manage the financial risk behind those deals.
Why Join Apex Machinery Capital?
- Competitive base salary with performance-based bonuses.
- Comprehensive health, dental, and vision insurance.
- Work with a diverse portfolio of heavy machinery, construction equipment, and industrial technology.
- Modern, collaborative office environment in the heart of Tulsa.
Key Responsibilities:
Responsibilities
- Analyze credit applications and financial statements for commercial clients seeking equipment financing.
- Evaluate collateral value, including the condition and residual value of leased equipment.
- Prepare detailed credit memos and underwriting reports for senior management review.
- Develop and maintain relationships with internal sales teams to facilitate smooth deal closures.
- Monitor portfolio performance and identify trends in delinquency or default risk.
- Utilize financial modeling techniques to assess the impact of interest rate fluctuations on lease structures.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- Minimum of 3 years of experience in credit analysis, underwriting, or commercial lending.
- Deep understanding of equipment leasing structures (FMV, $1 Buyout, Fair Market Value).
- Strong proficiency in Excel (VLOOKUP, Pivot Tables, Macros) and financial analysis software.
- Excellent analytical skills with a keen eye for detail and risk assessment.