Job Description
Join our dynamic finance team at Lincoln Financial Partners as a Credit Analyst with unprecedented schedule flexibility. We value work-life balance and empower our professionals to structure their work hours around peak productivity periods. This hybrid role combines in-office collaboration with remote work options, allowing you to thrive while maintaining personal commitments. Our competitive compensation package includes comprehensive benefits, professional development stipends, and a collaborative environment focused on growth and innovation.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial loan portfolios
- Collaborate with loan officers to structure optimal financing solutions
- Monitor compliance with lending regulations and internal policies
- Develop predictive models for default probability and loss forecasting
- Present credit recommendations to senior management with clear rationale
- Maintain accurate documentation in compliance with audit requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CCE) or equivalent preferred
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Proven ability to work independently with flexible schedules
- Knowledge of banking regulations and lending standards