Job Description
Join our dynamic finance team as a Credit Analyst and enjoy the benefit of weekly pay in Sacramento's thriving business hub. We're seeking a detail-oriented professional to evaluate creditworthiness, assess risk profiles, and support informed lending decisions. This role offers competitive compensation, career growth opportunities, and a collaborative environment where your analytical skills directly impact our clients' financial success.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit recommendations for commercial and consumer lending portfolios
- Monitor existing accounts for compliance and identify potential delinquencies
- Collaborate with underwriting teams to structure optimal credit solutions
- Maintain accurate documentation of credit analyses in compliance with regulations
- Stay updated on industry regulations affecting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Strong knowledge of FICO scoring and credit risk assessment frameworks
- Excellent analytical skills with attention to detail
- Ability to interpret complex financial data and communicate findings clearly
- Experience with banking regulations (Regulations E, Z, and B)