Job Description
Join our elite finance team as a Credit Analyst Trainee and launch your career with comprehensive paid training! Pacific Coast Financial Group is seeking motivated individuals to master credit evaluation, risk assessment, and financial modeling in our dynamic Chula Vista headquarters. No prior experience required – we invest in talent through our 12-week paid training program led by senior analysts. Enjoy competitive benefits, career advancement opportunities, and a collaborative environment where your analytical skills thrive. Transform your potential into expertise with industry leaders.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Create detailed credit recommendations and risk mitigation strategies
- Utilize financial modeling software (e.g., Excel, Moody's) for cash flow projections
- Collaborate with loan officers to structure optimal credit solutions
- Monitor existing portfolios and identify early warning signals
- Prepare comprehensive credit memos and regulatory documentation
- Maintain compliance with banking regulations and internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Strong quantitative aptitude and attention to detail
- Proficiency in Microsoft Excel (pivot tables, VLOOKUP, financial functions)
- Excellent written and verbal communication skills
- Ability to work independently and in team settings
- Basic understanding of financial statements and accounting principles
- Passion for learning and professional growth in finance