Job Description
Join our dynamic finance team in Sacramento and make an immediate impact! We're seeking a detail-oriented Credit Analyst to start tomorrow. This high-impact role requires sharp analytical skills and a passion for financial risk assessment. Enjoy competitive compensation, comprehensive benefits, and the chance to shape our credit strategy from day one. Apply today and begin your career growth journey tomorrow!
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate applicant creditworthiness
- Prepare detailed credit memos with risk assessments and recommendations for loan approvals
- Monitor existing portfolios for credit risk exposure and compliance with lending policies
- Collaborate with senior bankers to structure complex financing solutions
- Stay updated on industry regulations affecting credit decisions
- Present findings clearly to credit committee members
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and ratio calculations
- Excellent written/verbal communication skills
- Experience with credit scoring models and risk assessment frameworks
- Ability to prioritize tasks and meet tight deadlines