Job Description
Join our dynamic finance team and make an immediate impact! Chula Vista Financial Solutions is seeking a detail-oriented Credit Analyst to start tomorrow and help us evaluate credit risks and support lending decisions. This is your chance to launch a rewarding career in finance with a company that values growth and innovation. Enjoy competitive pay, comprehensive benefits, and a collaborative work environment in sunny Chula Vista, CA.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for loan applications
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit risk
- Generate monthly reports on portfolio performance and delinquency trends
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 2 years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Moody's Analytics, Bloomberg)
- Advanced Excel skills with VLOOKUP, pivot tables, and financial functions
- Strong understanding of GAAP and credit risk frameworks
- Excellent written and verbal communication skills
- Ability to prioritize tasks and meet tight deadlines in a fast-paced environment