Job Description
Join our dynamic finance team as a Credit Analyst and make an immediate impact! Pacific Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse client portfolio. This urgent opening allows you to start your career journey tomorrow in Chula Vista's thriving business district. Enjoy competitive compensation, comprehensive benefits, and opportunities for rapid growth within our collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk mitigation strategies for portfolio management
- Collaborate with lending teams to structure optimal financing solutions
- Monitor existing credit exposures and identify early warning indicators of potential defaults
- Maintain accurate documentation of credit analyses in compliance with regulatory requirements
- Present findings to credit committees and senior stakeholders
- Stay updated on industry regulations and economic factors affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 1-3 years of credit analysis or underwriting experience
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of credit assessment frameworks and risk metrics
- Excellent analytical skills with attention to detail
- Familiarity with credit reporting agencies (D&B, Experian)
- Ability to interpret complex financial documents and market data
- Strong communication skills for presenting credit recommendations