Job Description
Join our dynamic finance team and make an immediate impact as a Credit Analyst in Bakersfield! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending portfolio. Enjoy competitive compensation, comprehensive benefits, and a fast-track onboarding process. Start your next career chapter tomorrow with us!
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports with actionable recommendations
- Monitor existing loan portfolios for compliance and performance
- Collaborate with senior bankers to structure optimal financing solutions
- Stay current on industry regulations and market trends
- Present findings to credit committees with clear documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (or equivalent experience)
- 3+ years of credit analysis or underwriting experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in Excel, credit scoring models, and banking software
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities