Job Description
Join our dynamic finance team at First National Bank of Laredo and launch your career as a Credit Analyst! We're offering a competitive $10,000 sign-on bonus for qualified candidates who can strengthen our credit evaluation framework. As a key member of our commercial lending division, you'll analyze financial statements, assess risk factors, and support strategic lending decisions. Enjoy comprehensive benefits, professional development opportunities, and a collaborative work environment in Laredo's thriving financial sector. Apply today and accelerate your financial career!
Responsibilities
- Analyze commercial loan applications and financial statements to determine creditworthiness
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing loan portfolios for compliance and performance metrics
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Develop strong relationships with clients and internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk management principles
- Excellent analytical skills with attention to detail
- Professional certification (CFA, CRCM) preferred
- Bilingual (English/Spanish) required