Job Description
Apex Financial Solutions is seeking a detail-oriented Credit Analyst to join our dynamic team in Mesa, AZ. In this pivotal role, you will play a key part in assessing the creditworthiness of clients and managing risk for our diverse portfolio. We pride ourselves on being remote-friendly, offering the flexibility to work from home while maintaining a collaborative and inclusive office culture.
As a Credit Analyst, you will review financial statements, analyze market trends, and provide actionable recommendations to the credit committee. If you have a strong background in financial analysis and a desire to drive business growth, we want to hear from you.
Responsibilities
- Conduct comprehensive credit analysis on loan applications, including reviewing financial statements, cash flow projections, and credit history.
- Evaluate borrower risk profiles and determine appropriate credit limits and terms.
- Monitor existing accounts for signs of financial distress or credit deterioration.
- Prepare detailed credit reports and presentations for internal review and committee meetings.
- Collaborate with underwriting and lending teams to streamline the approval process.
- Stay updated on industry trends, regulatory changes, and market conditions.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum of 3-5 years of experience in credit analysis or financial risk assessment.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial modeling software.
- Excellent analytical skills with the ability to interpret complex data sets.
- Strong communication skills, both written and verbal, with the ability to present findings clearly.
- Knowledge of banking regulations and compliance standards is highly preferred.