Job Description
Join a growing team at First Coast Financial Solutions as a Credit Analyst. We are looking for ambitious individuals who want to build a solid foundation in the banking and finance industry. We offer comprehensive paid training to ensure you are equipped with the skills necessary for success.
In this role, you will play a critical part in our underwriting process, assessing loan applications and managing risk. If you have a keen eye for detail and a passion for numbers, we want to hear from you.
Responsibilities
- Review and analyze loan applications, credit reports, and financial statements to evaluate borrower risk.
- Conduct thorough financial analysis and prepare detailed credit memos for approval.
- Assess the creditworthiness of individuals and businesses based on established guidelines.
- Collaborate with the underwriting and lending teams to make informed lending decisions.
- Maintain accurate and up-to-date records in the credit management system.
- Identify trends in the local market that may affect credit risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent work experience).
- Strong analytical skills with the ability to interpret complex data sets.
- Proficiency in Microsoft Office Suite, specifically Excel.
- Excellent verbal and written communication skills.
- Ability to work independently and meet tight deadlines in a fast-paced environment.
- Attention to detail is essential for identifying discrepancies in financial data.