Job Description
Join our dynamic finance team as an immediate hire Credit Analyst in sunny Chula Vista! We're seeking a detail-oriented professional to evaluate creditworthiness and drive financial decision-making. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment at a forward-thinking firm. Perfect opportunity for career growth in the heart of San Diego County.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment documentation
- Monitor existing credit portfolios and identify potential red flags
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Present findings to credit committee stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in commercial lending
- Advanced proficiency in Excel and financial modeling tools
- Credit certification (CRCM or equivalent) preferred
- Strong analytical and quantitative reasoning skills
- Excellent written/verbal communication abilities
- Ability to thrive in fast-paced, deadline-driven environment