Job Description
Are you a detail-oriented financial professional looking for a role with flexible hours in Chula Vista? Apex Financial Group is seeking a skilled Credit Analyst to join our dynamic team. We pride ourselves on offering a supportive work environment where your analytical skills can shine without compromising your work-life balance.
In this role, you will assess the creditworthiness of clients, analyze financial statements, and support our loan approval process. If you are looking for a stable position with the freedom to manage your schedule, we want to hear from you.
Responsibilities
- Conduct thorough analysis of loan applications and credit profiles to determine risk levels.
- Review financial statements, tax returns, and bank records to validate borrower information.
- Prepare detailed credit reports and recommendations for the underwriting team.
- Maintain and update credit files in our secure database systems.
- Monitor customer accounts to identify potential delinquency issues early.
- Collaborate with sales and lending teams to provide credit risk insights.
- Ensure compliance with all federal and state lending regulations.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- 2+ years of experience in credit analysis or financial underwriting.
- Strong proficiency in Microsoft Excel and financial software.
- Excellent analytical and problem-solving skills.
- Ability to interpret complex financial data accurately.
- Strong communication skills, both written and verbal.
- Must be self-motivated and able to work independently.