Job Description
Join our innovative finance team in sunny San Diego as a Credit Analyst with unparalleled flexibility! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support strategic lending decisions. Enjoy hybrid work options with adjustable hours to maintain work-life balance while advancing your career in finance.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations for loan approvals
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal financing solutions
- Develop risk mitigation strategies and contingency plans
- Stay updated on regulatory changes affecting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong analytical and decision-making abilities
- Excellent communication and interpersonal skills
- Industry certifications (CFA, FRM) preferred