Job Description
Join our dynamic finance team in Miami as a Credit Analyst with flexible scheduling options! We value work-life balance and offer adaptable hours to suit your lifestyle. This role is perfect for professionals seeking career growth while maintaining personal flexibility. You'll analyze financial data, assess credit risks, and support our lending decisions in a collaborative environment. Competitive compensation includes performance bonuses and comprehensive benefits.
Responsibilities
- Analyze financial statements and creditworthiness of individual/business applicants
- Prepare detailed credit reports and risk assessments for senior review
- Monitor existing credit portfolios for potential risks and compliance issues
- Collaborate with sales teams to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Utilize credit scoring models and financial analysis software
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in Excel and financial modeling tools
- Excellent analytical skills and attention to detail
- Ability to work independently with minimal supervision
- Strong communication skills for client/stakeholder interactions
- Professional certification (CFA, FRM) preferred