Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! We're seeking a detail-oriented professional to assess creditworthiness and financial risks while enjoying a customizable schedule. This hybrid role combines remote work options with collaborative office days, allowing you to achieve work-life harmony without compromising career growth. You'll analyze complex financial data, evaluate loan applications, and contribute to our mission of empowering businesses through strategic credit solutions.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and recommendations for loan approvals
- Monitor existing credit portfolios and identify potential risk exposures
- Collaborate with commercial lending teams to structure optimal credit facilities
- Stay updated on industry regulations and compliance requirements
- Develop financial models for cash flow projections and scenario analysis
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CCE) or willingness to obtain
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Ability to work independently with flexible scheduling
- Experience with credit risk management systems