Job Description
We are seeking a detail-oriented Credit Analyst to join our growing finance team in Irvine, CA. In this role, you will play a critical part in our risk management strategy by evaluating loan applications, analyzing financial statements, and determining credit limits for our diverse client base. We are committed to providing top-tier resources to our staff; therefore, we offer premium equipment provision (including a company laptop, cell phone, and necessary software tools) to ensure you have everything you need to succeed.
As a Credit Analyst at Apex Financial Solutions, you will collaborate with senior leadership to refine credit policies and ensure compliance with industry standards. If you are a data-driven professional looking for a stable career with comprehensive benefits and modern work equipment, we encourage you to apply today.
Responsibilities
- Analyze financial data, including balance sheets and income statements, to assess the creditworthiness of potential clients.
- Prepare comprehensive credit reports and recommendation memorandums for loan approval committees.
- Monitor existing accounts to identify early warning signs of financial distress or delinquency.
- Develop and maintain strong relationships with internal stakeholders to communicate risk assessments effectively.
- Ensure strict adherence to internal credit policies, regulatory requirements, and compliance standards.
- Utilize advanced Excel skills to create financial models and scenario analysis for forecasting.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field is required.
- 2+ years of professional experience in credit analysis, underwriting, or risk management.
- Advanced proficiency in Microsoft Office Suite, specifically Excel (Pivot Tables, VLOOKUP, Macros).
- Strong analytical mindset with the ability to interpret complex financial data and trends.
- Excellent written and verbal communication skills for reporting findings clearly.
- Ability to work independently in a fast-paced environment while meeting tight deadlines.