Job Description
Join Lexington Financial Group as a Credit Analyst and enjoy our premium equipment package designed to maximize your productivity! We provide top-tier laptops, dual monitors, and specialized financial software to ensure you excel in this critical role. As a key member of our finance team, you'll evaluate creditworthiness, mitigate risks, and support strategic decision-making in a dynamic environment.
We offer competitive compensation, comprehensive benefits, and a collaborative culture focused on professional growth. If you're a detail-oriented financial professional seeking a well-supported role in Lexington's thriving business community, this opportunity is your next career breakthrough.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment reports with actionable recommendations
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with commercial lenders to structure optimal financing solutions
- Ensure compliance with internal policies and regulatory requirements
- Utilize provided financial modeling tools to forecast scenarios and stress-test portfolios
- Present complex financial data clearly to senior leadership and cross-functional teams
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field required
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software (provided)
- Credit certification (CRCM, CMB, or equivalent) preferred
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Proven experience in risk assessment and financial statement analysis
- Ability to work independently while collaborating effectively in team settings