Job Description
Join our dynamic finance team as a Credit Analyst where your expertise drives informed lending decisions. We provide all necessary equipment including dual monitors, ergonomic workstations, and cutting-edge financial software to ensure your success. Enjoy a collaborative environment in Albuquerque's vibrant downtown with competitive benefits and growth opportunities. Apply today to become part of a company that invests in your professional development.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for loan committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with sales teams to structure complex financing solutions
- Maintain accurate documentation in compliance with regulatory standards
- Develop and present risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling software (e.g., Moody's Analytics, FICO)
- Strong understanding of GAAP and lending regulations
- Advanced Excel skills with pivot tables and VLOOKUP
- Credit certification (CRCM, CCE) preferred
- Exceptional analytical and communication skills