Job Description
Are you looking to launch a career in finance? Apex Financial Solutions is currently hiring an Entry-Level Credit Analyst to join our growing team in Detroit, Michigan.
We are seeking motivated individuals with a strong attention to detail and a desire to learn the intricacies of credit risk management. Whether you are a recent graduate or transitioning from another industry, we provide the training and mentorship you need to succeed. This is a unique opportunity to work in a fast-paced environment where your analytical skills will directly impact our lending decisions.
Why Join Us?
- Competitive Salary: $45,000 - $55,000 per year.
- Comprehensive Training: No experience? No problem. We invest in your growth.
- Modern Work Environment: State-of-the-art office in the heart of Detroit.
- Career Advancement: Clear pathways for promotion within our financial division.
Apply today and take the first step towards a rewarding financial career!
Responsibilities
- Analyze credit applications, financial statements, and collateral documentation to determine creditworthiness.
- Identify potential credit risks and recommend appropriate risk mitigation strategies.
- Prepare and maintain accurate credit reports, memos, and risk assessments.
- Monitor account status and identify trends in delinquency or default.
- Assist in the development and updating of credit policies and underwriting guidelines.
- Communicate findings and recommendations to senior management and lending teams.
- Perform regular audits of credit files to ensure compliance with internal standards.
Qualifications
- High School Diploma or GED required; Associate or Bachelor's degree in Finance, Accounting, or Business preferred.
- Strong analytical and problem-solving skills with the ability to interpret complex data.
- Proficiency in Microsoft Office Suite, specifically Excel (pivot tables, v-lookups).
- Excellent written and verbal communication skills.
- Ability to work independently as well as part of a collaborative team.
- Detail-oriented with a high level of accuracy in data entry.
- Basic understanding of financial markets and banking regulations is a plus.