Job Description
We are seeking a highly analytical and detail-oriented Credit Analyst to join our growing finance team in Arlington, TX. In this pivotal role, you will be responsible for evaluating loan applications, analyzing financial statements, and mitigating risk to support our lending objectives. If you are a finance professional looking for a challenging and rewarding career, we encourage you to apply today.
Why Join Us?
At Apex Financial Services, we pride ourselves on fostering a culture of excellence and innovation. You will work with a team of industry experts, utilize cutting-edge technology, and enjoy competitive benefits including health insurance, 401(k) matching, and professional development opportunities.
Responsibilities
- Conduct in-depth credit risk assessments and financial analysis for corporate and individual loan applicants.
- Review and interpret financial statements, tax returns, and cash flow reports to determine creditworthiness.
- Prepare comprehensive credit memos and recommendations for loan approval committees.
- Monitor portfolio performance and identify early warning signs of delinquency or default.
- Collaborate with the underwriting and sales teams to streamline the lending process.
- Ensure strict compliance with internal policies and federal/state banking regulations.
- Update and maintain the company's credit database with accurate and up-to-date information.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (MBA preferred).
- 2-5 years of experience in credit analysis, underwriting, or financial risk management.
- Strong proficiency in Microsoft Office Suite, specifically Excel (Pivot Tables, VLOOKUP, Macros).
- Proven ability to analyze complex financial data and make sound judgments under pressure.
- Excellent written and verbal communication skills.
- Familiarity with regulatory compliance standards (e.g., OCC, FDIC guidelines).
- Strong attention to detail and organizational skills.