Job Description
Join Southwest Financial Partners as a Credit Analyst and unlock your potential in Albuquerque's dynamic finance sector! We're offering a competitive salary plus a $10,000 sign-on bonus for qualified candidates who bring expertise in credit risk assessment. In this pivotal role, you'll evaluate loan applications, analyze financial statements, and make data-driven recommendations that drive our business growth. Our collaborative environment values innovation, professional development, and work-life balance. If you're ready to elevate your career with a forward-thinking financial institution, apply today!
Responsibilities
- Analyze credit applications and financial statements to assess borrower risk profiles
- Prepare comprehensive credit reports with detailed risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal credit solutions
- Stay current on industry regulations and market trends affecting credit decisions
- Develop and maintain strong relationships with banking partners and clients
- Present complex financial analyses to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Strong understanding of cash flow analysis and financial statement interpretation
- Experience with credit scoring models and risk assessment frameworks
- Excellent written and verbal communication skills
- Ability to work independently while collaborating in a team environment
- Professional certification (CFA, CMA, or CRCM) preferred