Job Description
Join our dynamic finance team in San Antonio as a Credit Analyst and make immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions. This is a rare opportunity to start your new career tomorrow in one of Texas' most vibrant economic hubs. Enjoy competitive compensation, comprehensive benefits, and a collaborative culture that values growth and innovation.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment reports for loan committees
- Monitor existing credit portfolios and recommend risk mitigation strategies
- Collaborate with loan officers to structure optimal financing solutions
- Ensure compliance with federal and state banking regulations
- Utilize advanced financial modeling tools for cash flow analysis
- Contribute to process improvements in credit underwriting workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling software (e.g., Moody's Analytics)
- Strong knowledge of GAAP and banking regulations
- Advanced Excel skills with VBA experience preferred
- Credit certification (CRCM or CCE) a plus
- Exceptional analytical and decision-making abilities