Job Description
Join our dynamic finance team as a Credit Analyst in Lexington, KY! We provide all necessary equipment including dual monitors, ergonomic chairs, and specialized software to ensure your success. This full-time role offers competitive compensation, comprehensive benefits, and opportunities for professional growth within a supportive environment.
Responsibilities
- Analyze creditworthiness of applicants using financial statements, industry trends, and risk assessment tools
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on regulatory changes affecting credit policies
- Utilize provided financial modeling software for scenario analysis
- Present findings clearly to cross-functional teams and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of credit risk assessment methodologies
- Excellent analytical and problem-solving skills
- Ability to interpret complex financial documents
- Professional certification (CFA, CRCM) preferred
- Exceptional attention to detail and documentation accuracy