Job Description
Join Lexington Financial Solutions as a Credit Analyst and become a cornerstone of our dynamic finance team. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive informed lending decisions in Kentucky's thriving business landscape. This role offers direct exposure to diverse industries while working with cutting-edge financial tools in a collaborative, growth-oriented environment. Enjoy competitive compensation, comprehensive benefits, and clear pathways to advancement within our reputable financial institution.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare detailed credit risk evaluations and lending recommendations for senior leadership
- Monitor existing credit portfolios and identify potential risk factors requiring mitigation
- Collaborate with commercial lending teams to structure optimal financing solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking or lending
- Advanced proficiency in Excel (VLOOKUP, PivotTables, financial modeling)
- Strong understanding of GAAP, credit scoring models, and risk assessment frameworks
- Credit Analyst (CMA) or Chartered Financial Analyst (CFA) designation preferred
- Exceptional analytical skills with attention to detail and accuracy
- Ability to communicate complex financial concepts clearly to non-technical stakeholders