Job Description
We are urgently hiring a skilled Credit Analyst to join our dynamic finance team in Scottsdale, AZ. In this pivotal role, you will be responsible for evaluating the creditworthiness of clients and managing portfolio risk. If you have a strong background in financial analysis and a keen eye for detail, this is your chance to advance your career with a top-tier financial institution.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Work in a fast-paced environment with opportunities for rapid career growth.
- State-of-the-art office located in the heart of Scottsdale.
Key Responsibilities:
Responsibilities
- Analyze financial statements, credit reports, and cash flow to assess borrower risk and capacity.
- Prepare detailed credit memos and presentations for the credit committee.
- Monitor existing loan portfolios to identify early signs of delinquency or risk.
- Develop and maintain credit scoring models and approval guidelines.
- Collaborate with underwriting and sales teams to structure complex financial transactions.
- Ensure compliance with all banking regulations and internal policies.
Qualifications:
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 3+ years of professional experience in credit analysis or commercial lending.
- Proficiency in financial analysis software (e.g., Moody’s Analytics, Bloomberg, SAP).
- Strong knowledge of banking regulations, Fair Lending laws, and compliance standards.
- Exceptional analytical skills with the ability to interpret complex data sets.
- Strong verbal and written communication skills.