Job Description
Join our dynamic finance team in El Paso as a Credit Analyst and drive strategic financial decision-making. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support sustainable growth in our expanding Texas market. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommend loan approvals/declines
- Monitor existing credit portfolios for compliance and early risk detection
- Collaborate with commercial lending teams to structure optimal credit solutions
- Stay current on industry regulations and market trends affecting credit risk
- Present credit recommendations to senior management with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Risk Management certification (CRCM) preferred
- Expertise in interpreting GAAP financial statements
- Exceptional analytical and problem-solving abilities
- Fluency in English and Spanish required for bilingual market