Job Description
Join our dynamic finance team at Premier Financial Solutions as a Credit Analyst with flexible scheduling options! We're seeking detail-oriented professionals to evaluate creditworthiness and manage risk portfolios while enjoying work-life balance through adaptable hours. This hybrid role combines remote flexibility with in-office collaboration in our Toledo hub. You'll analyze financial statements, assess loan applications, and make critical decisions that drive our business forward—all within a supportive environment that values your personal commitments.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit analyses and recommendations for loan approval committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal financing solutions
- Maintain accurate documentation and regulatory compliance records
- Develop risk mitigation strategies for high-exposure accounts
- Present complex financial findings to senior stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of GAAP, FASB, and credit risk frameworks
- Credit Risk Management Certification (CRCM) preferred
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills
- Proven ability to work independently with flexible schedules