Job Description
Join our dynamic finance team at Financial Solutions Inc. as a Credit Analyst and make an immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions. Enjoy competitive compensation, comprehensive benefits, and the opportunity to start your new career tomorrow. Apply today and become part of our innovative financial services organization.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Prepare detailed credit recommendations and risk assessment reports
- Monitor existing credit portfolios for compliance and performance issues
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Document all credit analysis activities in compliance with company policies
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Strong proficiency in financial statement analysis and ratio calculations
- Proficiency with credit software (e.g., Moody's Analytics, FICO)
- Excellent analytical, problem-solving, and communication skills
- Knowledge of banking regulations and credit risk frameworks
- Ability to manage multiple deadlines and prioritize tasks effectively
- Professional certification (CFA, CRCM) preferred