Job Description
Start Tomorrow! Join our award-winning financial team in Jersey City. We're seeking a sharp Credit Analyst to evaluate loan applications, assess risk profiles, and ensure portfolio health. This is your chance to launch your finance career with competitive benefits and growth opportunities.
Our dynamic environment offers mentorship from industry veterans and exposure to cutting-edge credit modeling tools. Enjoy downtown views, flexible scheduling, and a collaborative culture where your analytical skills drive real impact.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of commercial clients
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios for compliance and early warning signs
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 2+ years of commercial credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Bloomberg, Moody's)
- Strong Excel skills with advanced formula knowledge
- Deep understanding of GAAP and credit risk frameworks
- Exceptional attention to detail with strong analytical reasoning
- Excellent written and verbal communication skills