Job Description
Join our dynamic finance team at Santa Ana Financial Services as an immediate-hire Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and the opportunity to make an immediate impact in our fast-paced environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment reports for senior leadership
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit operations
- Develop and maintain credit scoring models for portfolio optimization
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in financial services
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Certification (CRCM, CFA) preferred
- Exceptional analytical and decision-making abilities
- Experience with credit reporting systems (e.g., Moody's, Equifax)