Job Description
Are you a detail-oriented financial professional looking for an opportunity to drive risk management and credit strategy? Apex Financial Solutions is seeking a skilled Credit Analyst to join our dynamic team in Colorado Springs, CO.
In this role, you will play a crucial part in assessing the creditworthiness of clients, maintaining financial health, and ensuring compliance with banking regulations. We offer a competitive salary, comprehensive benefits, and a collaborative work environment.
Responsibilities
- Conduct thorough credit analysis: Evaluate financial statements, cash flow, and collateral to determine creditworthiness.
- Monitor accounts: Regularly review customer accounts to identify early signs of payment difficulties.
- Prepare reports: Generate detailed credit memos and risk assessments for underwriting committees.
- Update databases: Maintain accurate and up-to-date records in the internal credit management system.
- Recommend actions: Propose credit limit adjustments or collection strategies based on risk evaluation.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, or a related field.
- Experience: 2-5 years of experience in credit analysis or commercial lending.
- Technical Skills: Proficiency in Microsoft Excel and familiarity with financial software (e.g., SAP, Oracle).
- Analytical Skills: Strong ability to interpret complex financial data and trends.
- Communication: Excellent verbal and written communication skills.