Job Description
Join our dynamic finance team as a Credit Analyst and enjoy the perfect work-life balance with flexible scheduling options. We're seeking detail-oriented professionals to evaluate creditworthiness and support strategic lending decisions in New York's thriving financial district. This role offers remote flexibility while maintaining in-office collaboration opportunities.
Our ideal candidate will bring expertise in financial statement analysis, risk assessment, and regulatory compliance. With competitive compensation and comprehensive benefits, including health insurance and 401(k) matching, we're committed to fostering your professional growth in a supportive environment.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk evaluations for loan approval committees
- Monitor existing credit portfolios for compliance with lending policies and regulatory requirements
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic factors affecting credit risk
- Present findings through clear, concise documentation and presentations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in banking or financial services
- Strong proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Deep understanding of GAAP, IFRS, and credit risk frameworks
- Excellent analytical skills with attention to detail
- Strong communication abilities for complex financial explanations
- Professional certification (CFA, FRM) preferred